Norfolk & Dedham is a mutual property and casualty carrier, delivering Locally Grown Insurance solutions since 1825 and distributing through only the best independent insurance agents.
We are proud to share that N&D has been named to Ward’s 50 list of top-performing property and casualty insurance companies in the United States for 2025. Ward Group, a division of Aon, a recognized leader in insurance industry benchmarking, evaluates nearly 3,000 P&C carriers annually and selects the top 50 based on consistent financial performance, stability, and long-term results over a five-year period. This recognition reflects our strength in underwriting, risk management, and operations.
We are committed to positively impacting the communities in which we live and work.
“Mutual” means Norfolk & Dedham is owned by our policyholders and built to provide them comprehensive and easy-to-use products and services.
Mutual Matters
The Norfolk & Dedham Group® is owned by our policyholders and built to provide them comprehensive and easy-to-use products and services.
With the protection of an independent agent and two centuries of expertise, we can help you avoid the worst.
My Insurance provides 24/7 access to your N&D insurance policies. You can go paperless, manage your bills, sign up for AutoPay, and much more.
Our wide array of comprehensive Commercial Insurance policies cover the unique exposures of your business.
Our complete Homeowners policies provide global liability coverage in addition to covering your home and possessions.
Auto Insurance policies from N&D offer coverage for whatever challenges the road ahead may bring.
On Sunday, Nov 16, 2025, at 12 AM ET, we will be performing scheduled maintenance on our systems.
During this time, our payment system will be inaccessible.
We estimate that our payment system will be back online by 12:30 PM ET. We appreciate your patience and apologize for any inconvenience this may have caused.
Please note that our email is currently impacted by the global Microsoft outage. If you need immediate assistance, please call 1-800-688-1825.
Happy Holidays!
Our offices will be closed on 12/24, 12/25, and 1/1. On December 24, a limited staff will be available from 8:30 AM to 4:30 PM to assist you. We appreciate your partnership throughout the year and wish you a safe and joyful holiday season.