Legal Statement

Website Use

The following Terms and Conditions govern your use of The Norfolk & Dedham Group’s® (N&D®) website. By accessing and making use of this website, you agree to be bound by all of the Terms and Conditions of use and other notices contained or referenced in this website without modification. If you do not agree to these Terms and Conditions, do not use this website. N&D® reserves the right to update or revise these Terms and Conditions at any time. Your continued use of this website following the posting of any changes to the Terms and Conditions constitutes acceptance of those changes.


This website is for the purpose of information sharing only and does not constitute an offer to do business in any state in which N&D® is not licensed or registered as may be required by law.


The content of this website is protected by copyright. By law, you may not copy, distribute, download, reproduce, modify, or create derivative works from any part of this website (including its pages, screens, graphics, pictorial matter, and text) without the prior written consent of N&D®.

Trademarks and Servicemarks

The Norfolk & Dedham Group® is a registered service mark of Newbury Corporation. Other names, logos, designs, titles, words, or phrases within this website, including but not limited to Locally Grown Insurance®, AgentPak®, WorkPak®, ComPak®, My Insurance®, N&Drive® and N&D® are trademarks, service marks, or trade names of Newbury Corporation and may not be used without the prior written permission of Newbury Corporation. Your use of the trademarks, service marks, logos, designs, titles, words, or phrases displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Any unauthorized use of the foregoing may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Newbury Corporation claims no interest in marks owned by other entities not affiliated with The Norfolk & Dedham Group®, which may appear on this website.


The material in this website is provided “as is”, and N&D® does not warrant the accuracy, adequacy, or completeness of such information and materials. Product and service information posted on this website are subject to change without notice. No warranty of any kind, whether implied or expressed, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus is given in association with the information and materials in this website. Warranties, if any, accompany the product or service when purchased by a customer.

Limitations of Liability

To the maximum extent provided by law, N&D® is not liable for any errors, delays, inaccuracies or omissions in this website or any sites that are linked or referred to by this website. Under no circumstances shall N&D® be liable for any damages, including indirect, incidental, special, punitive, or consequential damages that result from the use of, or the inability to use, this website whether based on actions in contract, tort, negligence, strict liability or otherwise, even if N&D® has been advised of the possibility of such damage.

Links to Other Websites

This website is hyperlinked to other websites which are not maintained or controlled by N&D®. N&D® is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by N&D® of those websites, their content, or their products or services.

Choice of Law

By accessing this website, both you and N&D® agree that the law of the Commonwealth of Massachusetts and/or the United States will apply to all matters arising from or relating to use of this website, whether for claims in contract, tort, or otherwise, without regard to conflicts of laws principles. You and N&D® also agree and hereby submit to the exclusive personal jurisdiction and venue of the Massachusetts state courts and United States federal courts for the District of Massachusetts with respect to such matters. By providing personal information to us, you agree that it will be used in accordance with our Privacy Policy and pursuant to Massachusetts and/or U.S. law.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and N&D® with respect to your use of this website and supersede all prior or contemporaneous communications and proposals, whether oral, written, or electronic, between you and N&D® with respect to this website. If any provision(s) of these Terms and Conditions are held invalid or unenforceable, those provisions shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining provisions shall remain in full force and effect.

© 2022 Newbury Corporation