Homeowners Insurance

Your Homeowners Insurance policy covers your home and your possessions, and provides comprehensive, worldwide liability coverage for you and other members of your household.

What's Covered

You have made significant financial investments in your home and personal property. N&D proudly offers you the highest level of financial security. We are rated “A Excellent” by A.M. Best, the industry’s leading rating organization.

Homeowners Insurance is available in Massachusetts, New Hampshire, and New Jersey.

For more information on Norfolk & Dedham Group® products and coverages, please use our Agency Locator to find an insurance agent convenient to you.

Ways to Save

Contact an agent today to get started on building a customized insurance plan for your home. Be sure to ask about these great discounts and endorsements:

Account Credit

Save money by bundling your home with your auto or another type of N&D policy.

Condo Associations 

You can save money on both your condo policy and association ComPak policy by bundling them.

Loss Free Discount

Being claim-free will not only prevent potential headaches, it will save you money on your policy.

Protective Devices

You can save money on your Homeowners Insurance by installing fire protection and/or burglar alarm systems.

Smart Home Devices 

Having a smart home device, such as a security system or smart thermostat can save you money on your insurance. 

Water Shut Off 

If your home has a professionally installed automatic water shut off device to prevent leaks, you are eligible for a discount on your premium. 


Home Systems Protection 

Contact an agent today to get started on building a customized insurance plan for your home.

Learn More About Home Systems Protection

Learn More About Condo Systems Protection

MyInsurance Logo

My Insurance provides 24/7 access to your N&D insurance policies. You can go paperless, manage your bills, and much more.

Sign In or Register for My Insurance

Find an Agent and Get a Quote

Get in touch with a convenient and local N&D® Group agent who can discuss our insurance products with you. 

Safety Tips

View All

Protecting Home Systems

Did you know that sudden damage to “home systems” —such as HVAC and appliances—caused by accident and breakdown is typically not covered under most warranties or service contracts? Did you know this coverage can be added to your homeowner policy?

Read More

Steps To Safer Pools

Not including boating incidents, on average about 10 people die from drowning every day in the United States, according to the National Safety Council. Please take a moment to learn a few pool accident prevention and safety tips from the NSC.

Read More

Child Proofing

Many household items can be deadly to a curious child. SafeKids.org has many videos and other resources that can help you make your home safe for your children.

Read More