Dwelling Fire Insurance

A Dwelling Fire insurance policy provides complete protection for a home you own and rent to someone else.

What's Covered

Dwelling Fire Insurance is available in Massachusetts and New Jersey.

  • Additional Living Expense
  • Building Coverage 
  • Escaped Liquid Fuel Coverage
  • Fair Rental Value for Loss of Rents
  • Landlord Liability
  • Relocation Expenses
  • Personal Injury
  • Tree and Shrubs

For more information on Norfolk & Dedham products and coverages, please use our Agency Locator to find an insurance agent convenient to you.

Find an Agent and Get a Quote

Get in touch with a convenient and local N&D agent who can discuss our insurance products with you. 

Safety Tips

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Winter Storm Checklist

If a winter storm is forecasted to hit your area, there are things you can do to protect your property from sustaining damage.

Read More

Fire Extinguisher Safety

It is important to know how fire extinguishers work, how to use them, how to identify which type to use, and how to maintain them before a fire takes place. 

Read More

 

Prevent a Dryer Fire

Did you know failure to properly clean and maintain a clothes dryer is the leading cause of a dryer fire? Here are some precautions to help prevent these fires.

Read More

On Sunday, Nov 16, 2025, at 12 AM ET, we will be performing scheduled maintenance on our systems.

During this time, our payment system will be inaccessible.

We estimate that our payment system will be back online by 12:30 PM ET. We appreciate your patience and apologize for any inconvenience this may have caused.

Happy Holidays!

Our offices will be closed on 12/24, 12/25, and 1/1. On December 24, a limited staff will be available from 8:30 AM to 4:30 PM to assist you. We appreciate your partnership throughout the year and wish you a safe and joyful holiday season.

NOTE: Policyholders impacted by recent winter storms can report a claim online, by phone, or through their independent agent. Once your claim is received, it will be reviewed and assigned to a Claims representative, who will follow up as soon as possible. Visit the “Report a Claim” page for more information.
Click Here for important reminders on preventing additional damage caused by winter weather."