Personal Auto Insurance

A car accident can occur in a split second. If the unexpected happens, the last thing on your mind should be insurance. Have peace of mind knowing The N&D® Group is standing behind you. 

What's Covered

Our expert agents are available to help you create a personalized auto plan that meets your needs. We offer a range of protections and coverage, in addition to money saving discounts.

  • Airbag Restoration & Repair
  • Bodily Injury Caused By An Uninsured or Underinsured Motorist
  • Bodily Injury Protection
  • Child Safety Seats
  • Collision and Comprehensive
  • Customized Equipment
  • Gap Coverage
  • Medical Payments
  • New Car Protection
  • Personal Injury Protection
  • Pet Injury (while in vehicle)
  • Property Damage 
  • Substitute Transportation
  • Towing & Labor

Personal Auto Insurance is available in Massachusetts.

For more information on Norfolk & Dedham Group® products and coverages, please use our Agency Locator to find an insurance agent convenient to you.

Ways to Save

Accident Forgiveness

We all know that nobody’s perfect. Even a defensive motorist can’t predict and prevent every accident from happening.

Learn More (pdf)

Account Discount

Save money by bundling your auto with your home or another type of N&D policy.

Advanced Driver Training Discount

By completing a behind-the-wheel driver training course, you can learn valuable defensive driving skills and save money. 

Visit In-Control to Learn More

Good Student Discount

Earning good grades will not only get you ahead in class, it can get you a discount on your auto insurance.

Hybrid Vehicle Discount

Driving a hybrid or electric vehicle will lower your fuel costs and lower your insurance premium.

Paperless Discount

Enrolling in paperless billing and/or policy document delivery saves money and paper.

Full Pay Discount

Enrolling in paperless billing and/or policy document delivery saves money and paper. 


MA Auto Insurance
Buyer's Guide

Learn about the various coverages that make up auto insurance, and how to shop for insurance that’s the best fit and price for you.

Download Guide (pdf)

N&Drive Logo

Earn rewards for safe driving, get safety tips, and set up family groups.

Learn More About N&Drive (pdf)

Find an Agent and Get a Quote

Get in touch with a convenient and local N&D® Group agent who can discuss our insurance products with you. 

Safety Tips

View All

Teen Drivers

This video, posted by the Insurance Information Institute, details the dangers inexperienced drivers face with real life examples, statistics and tips to prevent tragedy.

Read More

What To Do If You Hydroplane

Take a moment to learn these tips that may help you in the event your vehicle begins to hydroplane.

Read More

Understanding Car Crashes

This Insurance Institute for Highway Safety video explains the physical implications of car crashes, and what makes certain crashes more severe than others.

Read More