Personal Umbrella Insurance

Personal Umbrella insurance is an additional layer of liability coverage to protect your assets. A judgement against you can exceed the liability limits of any of your personal lines policies. Protect yourself with rock solid personal umbrella insurance from The Norfolk & Dedham Group®.

What's Covered

The following are all very real scenarios where an umbrella policy could save you thousands if not millions in settlements and defense costs:

  • Accident or damage caused by your son or daughter living with you.
  • Bodily injury or harm caused by an accident at your home.
  • Personal injury judgments such as libel, slander, false arrest, wrongful eviction or entry, invasion of privacy, or defamation of character.
  • Car accident or injury to a pedestrian wherever it may occur.
  • Damage to the tangible property of others.
  • Damage or injury caused by a family pet.
  • Other accidents not covered in your basic policies.

Personal Umbrella Insurance is available in Massachusetts and New Jersey.

For more information on Norfolk & Dedham Group products and coverages, please use our Agency Locator to find an insurance agent convenient to you.

Why Get Umbrella Insurance?

The Personal Umbrella policy provides coverage for claims over and above the limits afforded by your existing Auto and Homeowners policies.

Learn More About Umbrella Insurance (pdf)

Find an Agent and Get a Quote

Get in touch with a convenient and local N&D® Group agent who can discuss our insurance products with you. 

Safety Tips

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Teen Drivers

The video in the following link, posted by the Insurance Information Institute, details the dangers inexperienced drivers face with real life examples, statistics and tips to prevent tragedy.

View Video

Steps for Safer Pools

Please take a moment to learn a few pool accident prevention and safety tips from the National Drowning Prevention Alliance.

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Slip and Falls

Without question, the safety of your guests is a priority. Here are some tips to keep them safe at your home or business.

Read More About How to Prevent Slip and Falls