Billing & Payment

Please Note:

Effective Saturday 10/1/22, The N&D Group has partnered with Invoice Cloud to provide a more flexible and convenient product for our agents & policyholders.

To ensure delivery of account related email notifications, please add [email protected] to your safe senders list.

We make it easy to pay your bill. We offer multiple payment plans and numerous payment options to all of our personal and commercial clients.

  • Auto Pay: EDP (Electronic Debit Program) offers convenient, automatic payments.
  • Pay Online: 24/7 Online Payment available for all states on both mobile and web.

Autopay with EDP (Electronic Debit Program)

Pay your bill via EDP and eliminate future installment and postage charges. With your written authorization, premium installment payments are automatically deducted from your designated bank account.

Download the Authorization Form below and mail completed forms to the address listed.
You can also email the completed form to:

Pay Online

  • Available for AR, MA, MO, NH, and NJ policies.
  • We accept American Express, Discover, MasterCard, or Visa, as well as your checking or savings account.
  • Apple Pay, Google Pay, PayPal, PayPal Credit, and Venmo are also accepted through the Invoice Cloud Payment platform.
  • Please have your installment notice and payment method ready.
  • Policy must be active and on 4 Pay, 10 Pay (with or without EDP), 12 Pay, or Full Pay plan.
  • Payments may not be greater than remaining balance due.
  • Payments made prior to 6pm Monday-Friday will post same day. Any payments made after 6pm or on the weekend will post within 2 business days.
  • If your policy is scheduled to cancel within the next two days, please notify your agent and provide them with your payment confirmation number.

Pay By Phone/Mobile App

Call us to make your payment over the phone with a live Billing Representative: 1-800-688-1825
Available Monday-Friday 8:00 AM to 5:00 PM EST. If you want to make a payment outside of our regular hours, you can on our website or through My Insurance®.


If you have an iPhone, you can manage your policy with the My Insurance mobile app.

Download on the App Store

Pay By Check

Mail us your payment along with the payment stub using the return envelope provided.

Mailing Address:
Norfolk & Dedham Group
P.O. Box 4104
Woburn, MA 01888-4104

Frequently Asked Questions

Please call us at 1-800-688-1825 during normal business hours (8:00 AM to 5:00 PM EST) if you need assistance with a billing representative.

We offer direct billed full-pay, 4-pay, 10-pay, & 12-pay plans. Our EDP plan is currently available on 10-pay and allows you to select the day of the month to have us withdraw your premium installments out of a checking or savings account.

Personal Auto discounts are available for paperless billing (enroll through My Insurance) and full pay plan. You can reach out to your local agent if you would like your pay plan changed.

You may select any withdrawal date if your policy is setup on our EDP plan, but if you are on a direct-billed plan, your due date lines up with the effective date of your policy and unfortunately cannot be changed (Example: Policy is renewing effective July 1st, your bills will always be due on the 1st of every month, but if wanting to enroll on our EDP plan, you can choose when N&D withdraws that money each month).

Your local agent can assist in making any number of changes including coverage limits, deductible amounts, addresses, names, and more. You can find their contact info listed on your billing documents or by logging in to My Insurance.

We offer discounts for bundling multiple types of policies with the same account. Please reach out to your local agent for more information about available discounts.

Your local agent can assist in getting a vehicle added to or removed from your policy. You can find their contact information listed on your billing documents or by logging in to My Insurance.

You should reach out to your local agent to request a binder or COI (Certificate of Insurance).

We offer a discount for paperless billing for Personal Auto Policies in Massachusetts. Paperless billing is available for all policy types. Simply register for a My Insurance account and you can elect to receive your bills and/or policy documents via email. Documents are delivered the same day that they are generated.

By registering for My Insurance, you have access to your policy term’s installment schedule (including due dates), transaction history, and PDF versions of previous statements and policy documents.

Please reach out to your local agent and request that your policy be cancelled. Once they have the proper documents, they will send the request to us for processing.

You will need to fill out an EDP Authorization Form and mail back to the address on the form or email to [email protected]oup.com.

You can reach out to your local agent for an electronic copy or you can use the contact form on this page requesting that we mail a physical copy out to the address on file.

You do not need to register for a My Insurance Account in order to pay your bill online. You can make a payment directly through our payment interface.