As summer begins to wind down, it’s the perfect time for homeowners to prepare vacation properties and seasonal rentals for the quieter months ahead. Taking a few preventative steps before closing up for the season can help reduce the risk of property damage, theft, and costly insurance claims.
End-of-Season Checklist for Second Homes
Secure Your Property
- Lock all doors and windows, including sheds, garages, and outbuildings.
- Store outdoor furniture, grills, and recreational equipment in a secure location.
- Test exterior lighting and consider installing motion-sensor lights or security cameras.
Prevent Water Damage
- Shut off the main water supply if the home will be vacant for an extended period.
- Drain and disconnect outdoor hoses and irrigation systems.
- Inspect plumbing, appliances, and water heaters for leaks before leaving.
- N&D | Union Mutual Insurance Group Policyholders are eligible for a discount on Water Shut Off Devices through our partner EcoNet.
- To learn more:
Tidy Up the Exterior
- Trim back overgrown trees and shrubs to reduce storm damage and deter trespassers.
- Clean gutters and remove debris from roofs and decks.
- Secure or remove loose outdoor items that could become projectiles during high winds.
Prepare Utilities
- Unplug unnecessary electronics and appliances.
- Adjust thermostats as needed to protect the home while conserving energy.
- Confirm smoke alarms, carbon monoxide detectors, and security systems are functioning properly.
Don’t Let the Home Look Vacant
- Arrange for someone to periodically check on the property.
- Forward mail or place deliveries on hold.
- If possible, use timers for interior lights to create the appearance that someone is home.
For Rental Property Owners
If your property has been used as a short-term rental during the summer:
- Perform a thorough inspection after your final guests depart.
- Document any damage before completing repairs.
- Review maintenance needs before the off-season.
- Confirm emergency contact information is up to date and easily accessible.
For a downloadable checklist to share, please click here.
Thank you for your continued support of the N&D | Union Mutual Insurance Group.
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Pumpkin spice lovers rejoice—September is when the famous Pumpkin Spice Latte typically returns each year.