Evolving Coverage for Cyber Exposures

Colby Hewitt Headshot
Colby Hewitt, CPCU, Chief Marketing Officer, The N&D Insurance Group

We are happy that our Chief Marketing Officer, Colby Hewitt had written an article that was featured in the Special Focus on Small Business Coverages issue of The Standard about the evolving challenges that Cyber Risk exposures pose to businesses:

Cyber security can be a frightening and confusing topic. The news bombards us with reports of hackers and gangs disrupting oil pipelines, infiltrating web services companies and stealing private data from massive chain stores. Horror stories abound regarding attacks to all scale and manner of businesses and individuals.

We see with increasing clarity that, no matter how large and savvy or small and innocuous, every person and business is exposed to cyber hazards. Furthermore, individuals working from home may be at greater risk of compromise.

With awareness comes demand, with demand a market opportunity, and with that opportunity a responsibility to provide solutions to policyholders.

You can read the full article here

On Sunday, Nov 16, 2025, at 12 AM ET, we will be performing scheduled maintenance on our systems.

During this time, our payment system will be inaccessible.

We estimate that our payment system will be back online by 12:30 PM ET. We appreciate your patience and apologize for any inconvenience this may have caused.

On Sunday May 31, 2026, beginning at 9:00AM ET, we will be conducting scheduled system maintenance. During this time, Pay Online, Policyholder Login, the My Insurance website and Mobile app will be temporarily unavailable. We anticipate services to be restored by 11:00AM ET. Thank you for your patience as we complete these updates, and we apologize for any inconvenience.

Happy Holidays!

Our offices will be closed on 12/24, 12/25, and 1/1. On December 24, a limited staff will be available from 8:30 AM to 4:30 PM to assist you. We appreciate your partnership throughout the year and wish you a safe and joyful holiday season.

NOTE: Policyholders impacted by recent winter storms can report a claim online, by phone, or through their independent agent. Once your claim is received, it will be reviewed and assigned to a Claims representative, who will follow up as soon as possible. Visit the “Report a Claim” page for more information.
Click Here for important reminders on preventing additional damage caused by winter weather."