HSB Press Release

Property and Casualty Insurer The N&D® Group Enhances Homeowners Product with Home Systems Protection and Service Line Coverage

Enhanced Coverage Options Available to MA & NJ Homeowners Effective September 1, 2015

Dedham, Mass., September 1, 2015 – The Norfolk & Dedham Group®, also known as The N&D® Group, today announced an enhancement to the Company’s homeowners product. Effective 9/1/15, new coverage options complement The N&D Group’s existing product by offering homeowners, condo owners, and renters affordable home systems and underground utility service line protection.

Home Systems Protection covers repairs and replacement for a wide range of critical systems and equipment—including furnace, HVAC, well pumps, and water heaters, as well as appliances and electronics—from a sudden or accidental breakdown. Service Line Coverage pays for repairs to underground data and utility service lines on a homeowner’s property, as well as any damage done to property during the repair.

“We’re pleased to offer these new coverage options to our policyholders through our local independent agent network,” said Joel Murray, senior vice president, The N&D Group. “Home Systems Protection fills the gap left by many equipment and appliance warranties and service contracts. Service Line Protection covers damage and repairs that many homeowners don’t know they are responsible for and these repairs can be costly. These enhancements offer policyholders protection and peace of mind for a minimal cost.”

The coverage options for homeowners include:

  • $30/year for up to $100,000 Home Systems Protection and $10,000 Service Line Coverage
  • $40/year for Home Systems Protection up to the Coverage A limit on a homeowners policy and $25,000 Service Line Coverage

For renters and condo owners, just $15 a year covers up to $100,000 in repairs and replacement for a wide range of personal property such as computers, televisions, and other electronics.

In addition, Home Systems Protection and Service Line Coverage includes complimentary access to MyHomeWorks.com, an online home-management tool that lets people inventory their home and save money on their utilities.

About The N&D® Group
The N&D Group has been protecting local homeowners, drivers, and businesses in the Northeast since 1825. Rated “A Excellent” for financial strength by A.M. Best, we provide personal, knowledgeable, local insurance when and where policyholders and independent agents need it. 

Home Systems and Service
Lines Protection is available
as an optional endorsement
to our Homeowners Product